Njengamanje, imikhiqizo noma izinsizakalo azikhokhwa ngemali kuphela, ukudluliselwa kwebhange nakho kuyasetshenziswa. Ngenxa yalokhu, lesi sihloko sizochaza ukudlulisa kuthatha isikhathi esingakanani ebhange elifanayo nasemabhange aphesheya.
Inqubo yomsebenzi ingase ithathe isikhathi kuye ngokuthi izinhlangano zamabhange ezisetshenzisiwe
Ukudluliselwa kuthatha isikhathi esingakanani?
Ngenxa yentuthuko yezobuchwepheshe, izinkokhelo zingenziwa ngokudluliswa kwemali ebhange, nokho kuyaqokonyiswa ukuthi lo msebenzi ngokuvamile uthatha isikhathi eside ukuze wenziwe, yingakho ukungabaza kuthatha isikhathi esingakanani ukudluliselwa kwebhange. Lokhu kunyakaza kungancika ezintweni eziningi eziguquguqukayo nasezicini, kungase futhi kube njalo ukuthi kuthatha isikhathi eside kunalokho ucabanga, ngenxa yalokhu, imininingwane ebalulekile eshintsha ukusebenza kufanele yaziwe.
Ibhange elenza lo msebenzi kufanele licatshangelwe, kungakhathaliseki ukuthi livela enkampanini efanayo, emabhange ahlukene noma kwamanye amazwe. Inqubo ngayinye inesikhathi esiqondile okufanele yenziwe, nakuba ingaba sesimweni lapho ukusebenza kungalawuleki, lapho ukwehluleka nezinkinga kukhiqizwa khona kuklayenti kanye nasebhange.
Uma ngaphandle kokudlulisa ufuna ukwenza idiphozi, ngakho-ke kunconywa ukuthi ufunde isihloko se Idiphozi yasebhange lapho le nqubo ichazwa ngokuningiliziwe.
Isikhathi sokulibaziseka sokudluliselwa ebhange elifanayo
Njengoba kushiwo ephuzwini langaphambilini, isikhathi esisithathayo sokusebenza kwebhange elifanayo sihlukile esimweni sokuba izinhlangano zamabhange ezihlukene. Ezinkambisweni zama-akhawunti ahlukahlukene ebhange elilodwa, kukhona ithuba lokuqeda i-bureaucracy ekhona kulezi zinqubo futhi inzuzo enkulu yaleli cala ukuthi ukuthengiselana kwenziwa ngesikhathi sangempela.
Kulula kanjalo ukuphendula umbuzo wokuthi ukudlulisa kuthatha isikhathi esingakanani. Ubukhulu obungathathwa ukuqhubeka nalesi senzo imizuzu embalwa, isibonelo sesikhathi esingadlula imizuzu emi-5, lokhu kuyindaba lapho umsebenzi ubambezeleka ngenxa yokwehluleka kwenkundla yebhange noma ngenxa isizathu esiqondile.
Ngokuthuthukiswa kobuchwepheshe, isikhathi esithatha le nqubo sincishisiwe, njengoba inethiwekhi yesikhulumi inamathuluzi asiza ukuhamba kwedatha, ngaleyo ndlela ikhiqize ukuthengiselana kwebhange okufunayo ngesikhathi esifushane kakhulu.
Le nqubo yaziwa ngokuthi wumsebenzi wangaphakathi lapho irekhodwa njengendawo yokubala yesikhungo. Ngale ndlela, ukuhlinzwa kwenziwa ngokushesha, okunikeza ithuba lokuthi iklayenti kufanele kuphela lazi usuku nesikhathi lapho ukunyakaza kwemali okuzokwenziwa khona futhi ngaleyo ndlela kube nokuqondisa kukho.
Isikhungo sebhange ngasinye sinesikhathi esinqunyiwe, ngakho-ke kuvamile ukungabaza ngokuthi ukudlulisa imali kuthatha isikhathi esingakanani ebhange elithile. Isikhathi esinqunyiwe yisikhathi lapho ibhange livumela ukuthi ukuthengiselana kube ngosuku olulandelayo lwebhizinisi, ngakho-ke uma umsebenzi wenziwa ngemva kwaleso sikhathi esimisiwe, ukuhanjiswa kwemali kwenziwa ngakusasa inqobo nje uma usuku abanamakhono.
Emabhange aseYurophu kusungulwa ukuthi izinsuku zebhizinisi nazo zicatshangelwa ngezimpelasonto, okungukuthi, njalo ngoMgqibelo nangeSonto ngalinye. Zihlanganisa futhi amaholide njengezinsuku zebhizinisi, isibonelo, uKhisimusi, uNcibijane, iPhasika, uMsombuluko wePhasika, phakathi kwabanye. Kumele kuqashelwe ukuthi abanayo imingcele yesikhathi noma imingcele yosuku ukwenza umsebenzi ohambisanayo.
Ngenxa yale nkonzo, isiqinisekiso sinikezwa ukuthi ukudluliselwa kuzokwenziwa ngendaba yemizuzwana, kodwa kufanele kukhunjulwe ukuthi ibhange ngalinye linekhomishana ethile yomsebenzi ngamunye owenziwayo. Leli zinga liyinkokhelo yesevisi enikezwa iklayenti, kungenzeka ukuthi ibhange lenze lokhu kuhanjiswa kwemali mahhala.
Kukhona futhi isimo lapho inani elithile noma amaphesenti asethelwe okwenziwayo ngakunye. Kodwa-ke, akuwona wonke amabhange azimisele ukunikeza amakhasimende lezi zinsizakalo, yingakho kutuswa ukwazi ibhange ozolisebenzisa emsebenzini othile futhi unikeze le misebenzi ebalulekile.
Uma ufuna ukuqonda konke ukunyakaza kwemali ephuma ekukhiqizeni umkhiqizo iye kumthengi, ngakho-ke kunconywa ukuthi ufunde isihloko esithi Ukugeleza kwemali eyindilinga
Isikhathi sokusebenza kwebhange phakathi kwezinhlangano zamabhange ezihlukene
Sekuchaziwe kakade ukuthi ukudluliswa kwemali kuthatha isikhathi esingakanani ebhange elifanayo, kulesi sigaba sizochaza isikhathi lapho ukuthengiselana kungathatha khona ukusuka kwelinye ibhange kuya kwelinye. Into yokuqala okufanele uyazi ukuthi zenziwa ngezinsuku zebhizinisi, noma kunjalo, azenziwanga ngesikhathi sangempela, kodwa kunalokho ukusebenza kukhiqizwa kuze kube usuku olulandelayo lwebhizinisi.
Kumele kuqashelwe ukuthi ibhange ngalinye kufanele lilethe noma lithumele idokhumenti yokubhalisa yomsebenzi ngamunye owenziwe eBhange Elikhulu lesizwe, ukugcina ukuhleleka ezinkambisweni ezenziwa nsuku zonke. Lapho wenza umsebenzi, imali idonswa ku-akhawunti yakho ngaleso sikhathi kodwa ifinyelela komunye umuntu ngakusasa ngombandela wokuthi lolo suku usuku lwebhizinisi.
Kungase kube necala lokuthi ukubambezeleka komsebenzi kungaphezu kosuku olulodwa, lokhu kuncike ebhange elisetshenziswe ekuqaleni, futhi kukhumbule ukuthi lezi zinkampani zamabhange zinesikhathi esimisiwe sokuvala njengoba sibalulekile ngesikhathi sokusebenza. . Amaholide awaqhubeki nalokhu kuhamba kwemali, ngoba akulona usuku lwebhizinisi lokuqhubeka nokusebenza kwayo.
Kukhona indlela yokunciphisa isikhathi sokulinda, kufanele uxhumane ne-ejensi yasebhange kuphela lapho iklayenti line-akhawunti, kufanele uchaze ukuphuthuma kokwenza ukuthengiselana futhi ubonise ukuthi lokho okushiwo kuyiqiniso, ukuze ukunyakaza. yemali ifinyelelwa ngqo, nakuba okuyeqiwe okusungulwe yisikhungo kufanele kukhokhwe.
Enye inketho ukusebenzisa i-fund movement order, ehlanganisa ukwenza umsebenzi wasebhange ungene ku-akhawunti yalowo ohlomulayo ngesikhathi sangempela. Kodwa-ke, kunesimo sezindleko eziphakeme, okungukuthi, ikhomishini ekhokhiswayo iphakeme ngenxa yomsebenzi okufanele wenziwe ngesikhathi esithile futhi ngaphandle kokulibala.
Kuthatha isikhathi sokudluliswa kwamanye amazwe
Kuleli qophelo sizokhuluma ngokuthi ukudluliselwa kwamanye amazwe kuthatha isikhathi esingakanani, into yokuqala kufanele wazi ukuthi kunezinhlobo ezimbili zalokhu kusebenza nokuthi ngayinye yazo inemibandela nezici zayo. Kungakho lezi zinhlobo zezinqubo zizochazwa ngezansi, ziqokomise izakhiwo zazo eziyinhloko, futhi, isikhathi lapho zisetshenziswa khona:
SEPA
- Lo msebenzi usetshenziswa emazweni e-European Union
- Ingasetshenziswa futhi kulawa mazwe alandelayo: ESwitzerland, nase-Iceland, eNorway, kuhlanganise neMonaco, iLiechtenstein futhi ekugcineni iSan Marino.
- Inikeza isiqinisekiso sokusebenza kahle okukhulu ekusebenzeni ngakunye
- Ingasetshenziswa amabhange ahlukahlukene kanye namakhasimende avela emazweni ahlukene
- Umbandela abanawo wukuthi baseqenjini lamazwe ashiwo ngenhla.
- Inikeza ukukhululeka okukhulu nokunethezeka ekusebenziseni lokhu kudlulisela
- Banezindleko eziphansi zekhomishini, zingaba mahhala
- Kufanele igcwaliswe noma isetshenziswe ngezinsuku zebhizinisi ezikhonjwe ibhange.
- Ngesivumelwano unethuba kanye nezinzuzo zokuthi inqubo iyafana nokudluliswa kwezwe
SWIFT
- Ngokuvamile isetshenziswa emisebenzini esebenzisa amabhange angaphezu kwelilodwa njengomxhumanisi.
- Ibhange ngalinye linesamba sekhomishini ethile
- Ibonakala ngokwethula ukubambezeleka kwezinsuku ezimbili kuya kweziyisihlanu zebhizinisi
- Iveza isikhathi sokuvala sebhizinisi lasebhange ngalinye elisetshenzisiwe
- Izindleko zokwenziwe zivame ukuba phezulu
- Kunconywa ukusebenzisa lo msebenzi ekuqaleni kwesonto